Business & Private accounts

One platform to issue, fund and manage cards for your team

Virtual cards for affiliate and advertising teams. Choose card programmes, allocate team budgets and track payments in one place.

Set spending limits, export reports and add funds with USDT or USDC where supported. Private accounts are also available.

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Watch the film 1 min
Cardpartner financial overview on a phone and laptop
Virtual cardReady in 5 min
Available balance$3,250.00
  • 5 minFrom sign-up to your virtual card
  • USDT / USDCFunding where supported
  • Daily & monthlySpending limits on each card
  • CSVExports for reconciliation
The Cardpartner film

Your card workflow.
In one minute.

From issuing your first card to seeing every payment. A quick look at how cards, funds and teams work together.

Cardpartner — virtual cards for advertising teams Watch with soundFull film · 1 minute
Issue. Fund. Manage. Track.Cardpartner / Product overview
Key capabilities

Issue cards, manage teams and track spending

The tools for managing company card payments, from funding to reconciliation.

Multiple card programmes

Choose from available card programmes with different BINs (card issuer identifiers), terms and limits.

Explore card programmes

Virtual cards

Issue virtual cards for online payments and assign them to the people managing each campaign.

Explore card controls

Users & teams

Invite employees, assign roles and organise them into teams within one company account.

See users & teams

Spending controls

Set spending limits, restrict buyers to approved merchants and freeze cards when needed.

Explore card controls

Transaction analytics

Analyse spending by team, user or card. Review payment statuses and detailed transaction records.

See transaction analytics

USDT / USDC funding

Add funds with USDT or USDC where supported, then top up your cards. Available networks vary.

See funding options

Company overview

Review account funds, card balances, recent spending and transaction totals by team together on the dashboard.

Explore company overview
Two colleagues reviewing the Cardpartner dashboard on a laptop
A practical team workflow

Run campaign payments with clear ownership

For agencies and affiliate teams buying advertising across multiple campaigns.

  1. 01

    Organise your team

    Add the employees who manage ad spending, assign roles and group them into teams that reflect your operation.

  2. 02

    Prepare campaign cards

    Choose an available card programme, issue virtual cards and assign them to the people responsible for spending.

  3. 03

    Fund and control spending

    Add the required funds and set daily or monthly limits. Monitor the card balance as campaign payments are processed.

  4. 04

    Review the payments

    Find activity by user, team or card. Export transactions for the selected period and compare them with campaign records.

Company overview

See company funds and card activity together

Use the dashboard to check available funds, money on cards and recent spending.

app.cardpartner.net / dashboard
Cardpartner dashboard with account funds, card balances, turnover chart and team turnover

Available company funds

Check the balance held at account level before allocating funds. This helps you see whether more funding is needed for upcoming campaigns.

User and card balances

Review funds allocated to users alongside the balances already on their cards. Keep these separate when deciding which card needs a top-up.

Activity at a glance

Check spending, active cards and transaction totals by team for the selected period. Use this overview to decide which team or card to inspect next.

How the platform fits together

Connect card programmes, teams and payments

Select card programmes, organise people, allocate funds, track payments and export reports.

  1. Card programmes
  2. Company
  3. Teams
  4. Users
  5. Cards
  6. Transactions
  7. Reports

Programme choice

Choose from the card programmes available to your account. Each has its own terms, fees and limits.

Company & teams

Organise users into teams and assign roles. Keep card assignments and allocated funds visible within the company.

Budgets & controls

Allocate funds, issue virtual cards and set spending limits. Top up or freeze cards; withdraw unused funds where supported.

Payment reporting

Filter activity by team, user or card. Check payment status and export CSV records for reconciliation.

Card programmes across markets

More BIN options.
Across countries and currencies.

Choose from a range of card programmes across issuing countries and currencies to suit your advertising payments.

Choose for your payment needs

Match the programme to the advertising platform, billing currency and planned spend. Manage the selected cards within the same company workflow.

Available options and terms depend on the programme and your account.

Cards selected for advertising

The right card setup. Fewer avoidable declines.

Match card programmes to the payment requirements of major advertising platforms. A well-managed setup helps reduce avoidable declines and keep campaigns moving.

  1. 01

    Match the programme

    Choose a card programme for the platform, issuing country and billing currency relevant to your campaign.

  2. 02

    Prepare for each payment

    Fund the cards and set limits around expected charges, so routine payments are less likely to hit a balance or limit restriction.

  3. 03

    Review and refine

    Monitor payment statuses, investigate declined transactions and review the programme choice as campaign needs change.

Approval also depends on the issuer and the advertising platform; programme selection does not guarantee acceptance.

Business accounts | Automation & control

Automate campaign payments.
Keep spending under control.

For affiliate teams and agencies: automate card funding, control where buyers can spend and analyse every transaction.

Automatic card top-ups

Automate card top-ups to keep campaign cards funded without repeating manual transfers. Make payment funding part of your team's workflow.

Understand card funding

Balance monitoring

Track account and card balances alongside spending. See where funds are running low and keep card funding aligned with campaign needs.

See team balances

Approved merchants only

Define which merchants buyers can pay. Restrict card spending to those merchants, so company funds are used only at the platforms and services you allow.

Explore card controls

Detailed transaction analytics

Analyse amounts, payment statuses and spending by team, buyer or card. Investigate declines and reconcile campaign expenses using detailed transaction records.

See transaction analytics
Inside the platform

Everything your team needs, one screen away

app.cardpartner.net / users
Users list with roles, teams, balances and assigned cards

Manage users, cards and balances by team

Group employees by team and keep balances, card assignments and account status visible.

Invite users and assign roles

Invite users, assign roles and organise them into teams. Give the people responsible for campaign spending access to the company account.

See each user's cards and balance

See each person's role, allocated balance and assigned cards in the user list. When a balance needs attention, you can identify its owner.

Review spending by team

Separate Growth Marketing from Creative Studio. Review their users and cards as distinct groups, then use team filters to investigate spending.

How card funding works

A card balance and a spending limit are different

The balance is money available on the card. A spending limit sets the maximum amount that can be spent.

  1. 01

    Account balance

    Funds credited to your account are available to allocate.

  2. 02

    Card balance

    Top up a selected card with the amount it needs.

  3. 03

    Online payment

    Use the funded card at an online merchant that accepts it.

Example: move $500 onto a campaign card

Before funding
Account$2,000
Card$0
After a $500 top-up
Account$1,500
Card$500
After a $120 payment
Account$1,500
Card$380

A $1,000 monthly limit does not add funds to a card. Example amounts exclude fees.

Cardpartner Private cards on a laptop
Apple PayGoogle Pay
Private accounts

Your everyday wallet. More ways to pay.

Choose from different BIN options, enjoy low fees and pay with Apple Pay or Google Pay.

  • Different BINs. Low fees.

    Choose from the card programmes available to your Private account, with different BIN options and low fees. Select the programme that suits how you pay.

  • Apple Pay & Google Pay

    Add a supported card to Apple Pay or Google Pay and pay with your phone wherever the wallet is accepted.

  • One wallet for everyday spending

    Keep card balances, limits and transaction history together. Use your cards for subscriptions and purchases, and manage them from desktop or mobile.

Desktop & mobile web

Manage your cards on desktop and mobile

Create and fund cards, adjust spending controls and review payments wherever you work.

Create and fund cards

Issue a virtual card, check your available funds and top up the card you need for your next payment.

Manage limits and card status

Adjust daily and monthly limits, freeze a card or return unused funds where supported by its programme.

Review payments from either device

Check balances and transaction history in the same browser-based account, at your desk or on the go.

Cardpartner financial overview on a laptop and a phone
Fast onboarding | Business & Private

From sign-up to your card in 5 minutes

Quick onboarding for Business and Private accounts, with simple, secure digital identity verification.

  1. Start

    Register your account

    Begin a straightforward sign-up process for a Business or Private account.

  2. 3 min

    Complete KYC. Open your account.

    Verify your identity through a streamlined digital process designed to be simple and secure.

  3. 5 min

    Your virtual card is ready

    Access your card in your account and get ready to make payments.

Times are measured from registration and assume successful identity verification.

Business & Private accounts

Two account types. One card platform.

Manage teams with a Business account, or your own cards and payments with a Private account.

Business

For advertising teams and agencies

  • Choose and issue cardsChoose a card programme and issue virtual cards.
  • People & accessOrganise employees into teams and assign roles.
  • Funds & spending limitsAllocate funds to users, top up cards and set limits.
  • Transactions by teamReview payments by team, user or card.
  • Reports for reconciliationExport filtered records to CSV for internal reporting.
Open a Business account

Private

For everyday personal spending

  • Card programmes & low feesChoose from different BIN options with low fees.
  • Apple Pay & Google PayAdd supported cards to your preferred mobile wallet.
  • Card controlsManage balances and limits; freeze a card when needed.
  • USDT / USDC fundingAdd funds with USDT or USDC where supported.
  • Your payment historyCheck transactions and balances on desktop or mobile.
Open a Private account
Get in touch

Let's talk about your card setup.

Tell us what you plan to pay for, how many cards you need and how you want to fund them.

Contact our team to discuss available programmes, account requirements and the next steps.

Contact Cardpartner sales@cardpartner.net Write to us